Payment Policy

At Lumin Shop, we strive to provide a secure, transparent, and convenient payment process for our customers. This Payment Policy outlines the accepted payment methods, billing procedures, and other important details to ensure a smooth shopping experience.

1. Accepted Payment Methods

We offer a variety of payment options to suit your preferences. These include:

Credit and Debit Cards: Visa, MasterCard, American Express, and Discover.
PayPal: A secure and convenient online payment option.
Bank Transfers: For larger orders or international customers (please contact us for details).
Buy Now, Pay Later: Available through selected third-party providers (if applicable).

Note: Payment methods may vary based on your location. All transactions are processed in USD unless otherwise specified.

2. Payment Security

At Lumin Shop, your security is our priority.

Encryption: All payments are processed through secure SSL encryption to protect your financial data.
Third-Party Processors: We partner with trusted third-party payment gateways to ensure secure and reliable transactions.
Fraud Prevention: All transactions are subject to verification to prevent unauthorized activity.

3. Billing Information

Accuracy: It is your responsibility to ensure that all billing information provided is accurate and up to date.
Authorization: By placing an order, you confirm that you are authorized to use the payment method provided.
Failed Payments: If a payment fails or is declined, your order will not be processed until payment is successfully completed.

4. Order Confirmation

Once your payment is successfully processed, you will receive an order confirmation email with the details of your purchase.
If you do not receive this email, please check your spam folder or contact our support team.

5. Taxes and Duties

Domestic Orders: Applicable taxes are calculated during checkout and included in the final price.
International Orders: Customers are responsible for any customs duties, taxes, or import fees imposed by their local government.

6. Refunds and Chargebacks

Refunds are processed in accordance with our Return Policy.
Chargebacks or payment disputes should be avoided by contacting our support team to resolve any issues.
Unauthorized chargebacks may result in account suspension or legal action.

7. Installment Payments (if applicable)

For eligible customers, we may offer installment payment options through third-party providers. Please review the terms of the installment provider before selecting this payment method.

8. Currency Conversion

If you are purchasing from a country outside of the United States, your payment may be subject to currency conversion fees charged by your bank or credit card provider.

9. Contact Us

If you have any questions or concerns about our Payment Policy, please contact us:

Email: [email protected]
Phone: +1 (346) 599-7563

We are here to assist you and ensure a seamless payment experience.